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How many of you...?
- Thread starter Luthier
- Start date
It's not Obama it's the money that puts him in power combined with corporate greed and our own ignorance.
Seriously? Obama is the one who was put in power by money? Last time I checked Obama is not the one who was saying that 47% of the country doesn't matter behind closed doors talking with a group of extremely wealthy people.
Corporate greed is Republicans talking crap about welfare while their political donors like Walmart ensure that their employees are forever stuck on it.
Corporate greed is Republicans talking crap about welfare while their political donors like Walmart ensure that their employees are forever stuck on it.
- 15/6/10
- 2,120
- 27
- 48
I looked a little at their estimator and it didnt look terrible. If I add what I pay to what my employer pays, a gold plan was less by a decent amount. Now, I cant get the kind of coverage I currently have through the ACA (deductible, copays and whatnot) but it wasnt terrible.
Still neutral on RWI...
Still neutral on RWI...
By the way, that web site still sucks balls. If it was a retail site like Amazon, they'd be out of business in a week.
Slow as molasses. Crashes in the middle of your application over and over. Luckily, though, it does save what you've already done or I've have given up. Links that don't work. And links that you need to click on that aren't showing as a link. Waiting time with no hourglass to where you think it's locked up. It takes perseverance but it's worth it in the end.
Of course with Florida currently being a Red State, our Gov Rick Scott has refused to do anything to possibly help, including making sure that none of the poor people get access to Medicaid even though it costs Florida nothing.
Don't want all those farm workers getting uppity. Give em health care and next thing you know they'll be demanding the minimum wage and bathroom breaks.
Slow as molasses. Crashes in the middle of your application over and over. Luckily, though, it does save what you've already done or I've have given up. Links that don't work. And links that you need to click on that aren't showing as a link. Waiting time with no hourglass to where you think it's locked up. It takes perseverance but it's worth it in the end.
Of course with Florida currently being a Red State, our Gov Rick Scott has refused to do anything to possibly help, including making sure that none of the poor people get access to Medicaid even though it costs Florida nothing.
Don't want all those farm workers getting uppity. Give em health care and next thing you know they'll be demanding the minimum wage and bathroom breaks.
Obama administration knew that Obamacare would disrupt private plans
If you read the Affordable Care Act when it was passed, you knew that it was dishonest for President Obama to claim that “if you like your plan, you can keep your plan,†as he did—and continues to do—on countless occasions. And we now know that the administration knew this all along. It turns out that in an obscure report buried in a June 2010 edition of the Federal Register, administration officials predicted massive disruption of the private insurance market.
On Tuesday, White House spokesman Jay Carney attempted to minimize the disruption issue, arguing that it only affected people who buy insurance on their own. “That’s the universe we’re talking about, 5 percent of the population,†said Carney. “In some of the coverage of this issue in the last several days, you would think that you were talking about 75 percent or 80 percent or 60 percent of the American population.†(5 percent of the population happens to be 15 million people, no small number, but let’s leave that aside.)
By “coverage of this issue,†Carney was referring to two articles. The first, by Chad Terhune of the Los Angeles Times, described a number of Californians who are seeing their existing plans terminated and replaced with much more expensive ones. “I was all for Obamacare until I found out I was paying for it,†said one.
The second article, by Lisa Myers and Hanna Rappleye of NBC News, unearthed the aforementioned commentary in the Federal Register, and cited “four sources deeply involved in the Affordable Care Act†as saying that “50 to 75 percent†of people who buy coverage on their own are likely to receive cancellation notices due to Obamacare.
Mid-range estimate: 51% of employer-sponsored plans will get canceled
But Carney’s dismissal of the media’s concerns was wrong, on several fronts. Contrary to the reporting of NBC, the administration’s commentary in the Federal Register did not only refer to the individual market, but also the market for employer-sponsored health insurance.
Section 1251 of the Affordable Care Act contains what’s called a “grandfather†provision that, in theory, allows people to keep their existing plans if they like them. But subsequent regulations from the Obama administration interpreted that provision so narrowly as to prevent most plans from gaining this protection.
“The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,†wrote the administration on page 34,552 of the Register. All in all, more than half of employer-sponsored plans will lose their “grandfather status†and become illegal. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.
Another 25 million people, according to the CBO, have “nongroup and other†forms of insurance; that is to say, they participate in the market for individually-purchased insurance. In this market, the administration projected that “40 to 67 percent†of individually-purchased plans would lose their Obamacare-sanctioned “grandfather status†and become illegal, solely due to the fact that there is a high turnover of participants and insurance arrangements in this market. (Plans purchased after March 23, 2010 do not benefit from the “grandfather†clause.) The real turnover rate would be higher, because plans can lose their grandfather status for a number of other reasons.
How many people are exposed to these problems? 60 percent of Americans have private-sector health insurance—precisely the number that Jay Carney dismissed. As to the number of people facing cancellations, 51 percent of the employer-based market plus 53.5 percent of the non-group market (the middle of the administration’s range) amounts to 93 million Americans.
Will these canceled plans be replaced with better coverage?
President Obama’s famous promise that “you could keep your plan†was not some naïve error or accident. He, and his allies, knew that previous Democratic attempts at health reform had failed because Americans were happy with the coverage they had, and opposed efforts to change the existing system.
Now, supporters of the law are offering a different argument. “We didn’t really mean it when we said you could keep your plan,†they say, “but it doesn’t matter, because the coverage you’re going to get under Obamacare will be better than the coverage you had before.â€
But that’s not true. Obamacare forces insurers to offer services that most Americans don’t need, don’t want, and won’t use, for a higher price. Bob Laszewski, in a revealing blog post, wrote about the cancellation of his own health coverage. “Right now,†he wrote, “I have ‘Cadillac’ health insurance. I can access every provider in the national Blue Cross network—about every doc and hospital in America—without a referral and without higher deductibles and co-pays.â€
But his plan is being canceled. His new, Obamacare-compatible plan has a $500 higher deductible, and a narrower physician and hospital network that restricts out-of-town providers. And yet it costs 66 percent more than his current plan. “Mr. President,†he writes, “I really like my health plan and I would like to keep it. Can you help me out here?â€
Several Obamacare defenders are making the argument that it doesn’t matter that Obamacare disrupts pre-existing employer-sponsored coverage arrangements, because the degree of disruption is not as severe as in the individual market. “They have to buy new plans,†Obamacare architect Jonathan Gruber told Ryan Lizza, “but they will be pretty similar to what they had before. It will essentially be relabeling.â€
That’s not accurate. It is accurate to say that, unlike in the individual market, where many healthy people face a doubling of their insurance premiums, premiums in the employer-sponsored market may only go up by 15 percent or so. But they will still go up, and the features of the Obamacare-compliant plans may not fit individuals’ needs as well as the old plans did. That’s why Delta Air Lines will spend $100 million more on health care for its workers next year, and why labor unions have said that Obamacare will drive costs of some of their emploer-sponsored plans to “unsupportable levels.â€
This is not a FOX News, it's FORBES.
http://www.forbes.com/sites/theapot...e-to-keep-their-health-plans-under-obamacare/
If you read the Affordable Care Act when it was passed, you knew that it was dishonest for President Obama to claim that “if you like your plan, you can keep your plan,†as he did—and continues to do—on countless occasions. And we now know that the administration knew this all along. It turns out that in an obscure report buried in a June 2010 edition of the Federal Register, administration officials predicted massive disruption of the private insurance market.
On Tuesday, White House spokesman Jay Carney attempted to minimize the disruption issue, arguing that it only affected people who buy insurance on their own. “That’s the universe we’re talking about, 5 percent of the population,†said Carney. “In some of the coverage of this issue in the last several days, you would think that you were talking about 75 percent or 80 percent or 60 percent of the American population.†(5 percent of the population happens to be 15 million people, no small number, but let’s leave that aside.)
By “coverage of this issue,†Carney was referring to two articles. The first, by Chad Terhune of the Los Angeles Times, described a number of Californians who are seeing their existing plans terminated and replaced with much more expensive ones. “I was all for Obamacare until I found out I was paying for it,†said one.
The second article, by Lisa Myers and Hanna Rappleye of NBC News, unearthed the aforementioned commentary in the Federal Register, and cited “four sources deeply involved in the Affordable Care Act†as saying that “50 to 75 percent†of people who buy coverage on their own are likely to receive cancellation notices due to Obamacare.
Mid-range estimate: 51% of employer-sponsored plans will get canceled
But Carney’s dismissal of the media’s concerns was wrong, on several fronts. Contrary to the reporting of NBC, the administration’s commentary in the Federal Register did not only refer to the individual market, but also the market for employer-sponsored health insurance.
Section 1251 of the Affordable Care Act contains what’s called a “grandfather†provision that, in theory, allows people to keep their existing plans if they like them. But subsequent regulations from the Obama administration interpreted that provision so narrowly as to prevent most plans from gaining this protection.
“The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,†wrote the administration on page 34,552 of the Register. All in all, more than half of employer-sponsored plans will lose their “grandfather status†and become illegal. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.
Another 25 million people, according to the CBO, have “nongroup and other†forms of insurance; that is to say, they participate in the market for individually-purchased insurance. In this market, the administration projected that “40 to 67 percent†of individually-purchased plans would lose their Obamacare-sanctioned “grandfather status†and become illegal, solely due to the fact that there is a high turnover of participants and insurance arrangements in this market. (Plans purchased after March 23, 2010 do not benefit from the “grandfather†clause.) The real turnover rate would be higher, because plans can lose their grandfather status for a number of other reasons.
How many people are exposed to these problems? 60 percent of Americans have private-sector health insurance—precisely the number that Jay Carney dismissed. As to the number of people facing cancellations, 51 percent of the employer-based market plus 53.5 percent of the non-group market (the middle of the administration’s range) amounts to 93 million Americans.
Will these canceled plans be replaced with better coverage?
President Obama’s famous promise that “you could keep your plan†was not some naïve error or accident. He, and his allies, knew that previous Democratic attempts at health reform had failed because Americans were happy with the coverage they had, and opposed efforts to change the existing system.
Now, supporters of the law are offering a different argument. “We didn’t really mean it when we said you could keep your plan,†they say, “but it doesn’t matter, because the coverage you’re going to get under Obamacare will be better than the coverage you had before.â€
But that’s not true. Obamacare forces insurers to offer services that most Americans don’t need, don’t want, and won’t use, for a higher price. Bob Laszewski, in a revealing blog post, wrote about the cancellation of his own health coverage. “Right now,†he wrote, “I have ‘Cadillac’ health insurance. I can access every provider in the national Blue Cross network—about every doc and hospital in America—without a referral and without higher deductibles and co-pays.â€
But his plan is being canceled. His new, Obamacare-compatible plan has a $500 higher deductible, and a narrower physician and hospital network that restricts out-of-town providers. And yet it costs 66 percent more than his current plan. “Mr. President,†he writes, “I really like my health plan and I would like to keep it. Can you help me out here?â€
Several Obamacare defenders are making the argument that it doesn’t matter that Obamacare disrupts pre-existing employer-sponsored coverage arrangements, because the degree of disruption is not as severe as in the individual market. “They have to buy new plans,†Obamacare architect Jonathan Gruber told Ryan Lizza, “but they will be pretty similar to what they had before. It will essentially be relabeling.â€
That’s not accurate. It is accurate to say that, unlike in the individual market, where many healthy people face a doubling of their insurance premiums, premiums in the employer-sponsored market may only go up by 15 percent or so. But they will still go up, and the features of the Obamacare-compliant plans may not fit individuals’ needs as well as the old plans did. That’s why Delta Air Lines will spend $100 million more on health care for its workers next year, and why labor unions have said that Obamacare will drive costs of some of their emploer-sponsored plans to “unsupportable levels.â€
This is not a FOX News, it's FORBES.
http://www.forbes.com/sites/theapot...e-to-keep-their-health-plans-under-obamacare/
Forbes is also a Republican owned source, that doesn't exactly help the neutrality factor. You can post all the Republinonsense editorials you want, but we already have examples of people benefiting from Obamacare on this very forum.
[ame="http://en.wikipedia.org/wiki/Steve_Forbes"]Steve Forbes - Wikipedia, the free encyclopedia[/ame]
He even endorsed Rick Perry.
I was given a 12 month subscription to Forbes from my father in law and I really have trouble reading it. Mostly is just sits on the coffee table until it gets thrown out. The editorial section is not a whole lot different than watching Faux News. And the rest is only marginally better. It's all about the rich people.....Not a word about the middle class.
The FORBES 100, the FORBES 500, who's got the biggest airplane, who's got the biggest house, who's got the biggest dick! It's absolutely worthless reading for the average man.
Don't give up. It'll be worth it.
Did I mention that my wife's new plan is much better than the old one. As an independent contractor, she is a single payer, no group, and her monthly has been going up close to $100 year for the last few years. We had to cut back to a cheaper plan with a higher deductible last year. Now, with ACA, the deductible is less and the out of pocket maximum is considerably less. She went to one of the lower priced Humana Gold plans from what would be considered a mediocre Silver plan from Florida Blue that she had before.
I'm seriously a happy guy at the moment.
Seriously guys, disregard Luthier. He really doesn't know anything about this other than what he see on Faux News. And Independent, RIGHT!! He may be registered as an Independent, but he's a Teabagger both heart and soul.
Yep, honestly, if you want a good financial publication, WSJ isn't bad, I don't care for their opinion section and it may be owned by Murdoch, but it's an interesting read and way better than Forbes.
On the website, yes that is a shame and a ridiculous screw up. The bid should have never gone to CGI. The issue is that it is very hard to bid for something like that and these major contractors are really the only ones who have the know how on how to do these bids, many smaller contractors including Amazon haven't even figured out how to bid properly.
I just threw the bone to liberals, and here they are, dripping saliva in hate.
Here's another bone for you, (and it's not a Fox News, #1 program in US, by the way), but CBS.
http://www.youtube.com/watch?annota...&feature=iv&src_vid=wfl55GgHr5E&v=q3wf1XptDhE
Here's another bone for you, (and it's not a Fox News, #1 program in US, by the way), but CBS.
http://www.youtube.com/watch?annota...&feature=iv&src_vid=wfl55GgHr5E&v=q3wf1XptDhE
I just threw the bone to liberals, and here they are, dripping saliva in hate.
Here's another bone for you, (and it's not a Fox News, #1 program in US, by the way), but CBS.
http://www.youtube.com/watch?annota...&feature=iv&src_vid=wfl55GgHr5E&v=q3wf1XptDhE
Yes, the plans were cancelled by insurance companies and most of those people will be able to get better and cheaper plans. The ones that can't, thats unfortunate, but everything has it's drawbacks and laws are usually made to benefit the large majority. From what we've seen, you know, in reality, on this forum, people have been able to get cheaper and better plans.
Yes, Canada and UK are socialist countries. Absolutely. By the way, ask your parents, why they escaped from socialist USSR? I'm sure not because of anti-semitism, because there were no such a thing, I lived there, I know. You don't.
Turn off MSNBC and Huffington Post, Mr. Communist.
I know this is a few pages back but I have to say... what the flying shit herders?
I assume that you are aware that the current UK government is the Conservative party (the one which I vote for) and it is the furthest main right wing party in the country... if socialism involves the most extreme capitalist party in the country then I genuinely believe that you need to revisit a dictionary and look up 'socialism'.
I know you are a respected member here and I mean no offense but seriously... you can't just say dumb things like that and not expect to get called on it.
If that was meant as sarcasm then I apologise and RWI needs to implement a 'sarcasm font'
Americas healthcare system is deeply flawed. Yet you criticize someone who's attempting reform? I really don't understand you guys. The rich pay more, the poor pay less based on your income and everyone gets the same treatment. It has been proven time and again that a healthy workforce is a productive workforce. An educated workforce is a productive workforce. You can't complain about things like economy and education and healthcare without accepting that if you take the stance of individuality and every man for himself you will quickly see your country delve deeper into troubles.
For a nation that prides itself on its Christian principles you sure do avoid trying to help each other.
I'm not sure where you got the idea that we're a socialist country though. We have elements of it, sure. By definition;
Socialism
a political doctrine, or system, which aims to make a classless society, by removing the nation's wealth (land, industries, transport system ) out of private into public hands.
We have some nationalised institutions, such as the NHS, a support system for those unable to work, a public broadcasting system etc.
I don't understand the fear that Americans have for helping and supporting their fellow countrymen.
For a nation that prides itself on its Christian principles you sure do avoid trying to help each other.
I'm not sure where you got the idea that we're a socialist country though. We have elements of it, sure. By definition;
Socialism
a political doctrine, or system, which aims to make a classless society, by removing the nation's wealth (land, industries, transport system ) out of private into public hands.
We have some nationalised institutions, such as the NHS, a support system for those unable to work, a public broadcasting system etc.
I don't understand the fear that Americans have for helping and supporting their fellow countrymen.
I should point out here for point of reference that I am actually British even though my profile says Korea... my company is just based out here