BTW, my main forum hangout is ViperAlley. I'm not really worried about getting "spanked" in here.
Then you haven't seen how we spank around here. Have a search and see what happens to folk who get spanked.
Yes, you may not begin a dispute without permission from the admins, it was in the T&Cs you agreed to when you joined. the whole idea of a forum such as this is that we are here to sort out problems for you, to act as a referee in issues such as this. If you dispute a CC charge Tony loses his CC processor and the members lose out because they can not pay that way any longer. They don't like it when that happens.
Now, you are not dealing with WalMart here, you are buying illegal goods form a guy on the other side of the world and paying via a black market friendly CC processor in some East Euro country, probably with a name ending in 'stan. These guys like making money any way they can so they will take from four to six weeks to process a refund thus making a few bucks on the short term money market while they have your dosh.
This is not the dealer's fault, it's something he has no control over. the dealers can't use an Western CC processor any more than your local cocaine dealer can as he's dealing in a product just as illegal as the coke dealer. You will get your money, it just takes time.
Now, think about this. We have a dozen or so dealers here and 45,000 members. between them they but about 190,000 watches a year (based on last year's survey results). That's a lot of watches per dealer and a lot of profit. Why would one of these guys be stupid enough to throw away his place here and therefore his access to that huge captive audience for the price of your watch? Do you think we would allow a dealer who didn't provide a refund to stay here? They are called "trusted dealers" for a reason you know.
If you do a bit of reading here you will see the lengths we go to ensuring our members are not hard done by. Most of the issues involving money are with member 2 member sales as no dealer is going to risk his continued presence here for a few dollars, there is too much at stake.
Did you tell Tony you are a member here when you ordered? If you have not received any comms from Tony or your refund by the end of the week please take out a support ticket at the RWI Help Desk here:
http://www.lastplaneout.biz/helpdesk/ and a moderator will assist you.