Is is Ok paying the TD by Credit card through their main website

[mottykytu]

Hi guy, after all your useful advice I'm consider buying a new watch from a trusted TD here

Until now the conversation is good and helpful, only one problem is that they do not accept PayPal and ask me to Order Directly through their website by Master Card. It sound Ok to me until I read again this Sticky Thread https://forum.replica-watch.info/forum/replica-faq/66103-compete-noobs-guide-to-buying-you-first-rep

It is said that you should not order directly from website. and it is quote by MOD :

3) DO NOT ORDER FROM THE WEBSITE. This is were a lot of noobs get into trouble as the rep game changes daily and a lot of watches are no longer produced and are still on thier websites or there are better versions out there that can be sourced.

So it is Ok if the TD ( Trusted here- I do not want to name him here, since he is very nice to me ), ask me to order directly from the website by Mastercard? and then he will send me QC Pics

Thanks alot

Will ASAP purchase from him if it is OK.

 

[SCShrek]

I think what that bullet point means is to check with the TD first and see what they can get for you before you purchase off the site. If the rep is on the site and they can get it, they will usually ask you to place an order from the site.

As for CC payment, I have done it once with no issues except you end up paying a premium because you will most likely incur exchange fees on both ends and you have to account that. Usually what that means is the cost you think you are paying will go up by about $50-$60 when the charge goes through. If you need to use a CC and the TD will not accept PayPal, Western Union is easy and cheaper. You set up an account and then use your card as a payment option. There is a fee but it's usually less than using a straight CC and you protect your card as well.

Some TD's will allow you to use PayPal once you become an established buyer from them.

My .02

 

[SCShrek]

I should have added that while I have paid directly with a CC and it went fine, I wouldnt recommend it.

 

[Wrestleantares]

Talk to dealer first, and if they then have it in stock order directly through website. That is how I have done with Puretime.

 

[mottykytu]

I think what that bullet point means is to check with the TD first and see what they can get for you before you purchase off the site. If the rep is on the site and they can get it, they will usually ask you to place an order from the site.

As for CC payment, I have done it once with no issues except you end up paying a premium because you will most likely incur exchange fees on both ends and you have to account that. Usually what that means is the cost you think you are paying will go up by about $50-$60 when the charge goes through. If you need to use a CC and the TD will not accept PayPal, Western Union is easy and cheaper. You set up an account and then use your card as a payment option. There is a fee but it's usually less than using a straight CC and you protect your card as well.

Some TD's will allow you to use PayPal once you become an established buyer from them.

My .02

Thank you very much for your Deep Reply, Can you explain more about the BOLD part? Can anyone here confirm if I should pay $50-$60 more if use CC since it is a huge amount of money (15% the watches value)

 

[SCShrek]

I ordered a rep for $633 (rep plus shipping). Used the CC for that amount on the web site but when I looked at the charge on my banking site, it was for $685.44. The extra $54.44 was for foreign exchange fees on my side as well as a fee on the TD's side. You can estimate the fees but it will be determined on the going exchange rates and fees with the receiving bank. Your fees may be less as exchange rate will depend on the cost of the watch.

Also, check you PM's

 

[mottykytu]

I ordered a rep for $633 (rep plus shipping). Used the CC for that amount on the web site but when I looked at the charge on my banking site, it was for $685.44. The extra $54.44 was for foreign exchange fees on my side as well as a fee on the TD's side. You can estimate the fees but it will be determined on the going exchange rates and fees with the receiving bank. Your fees may be less as exchange rate will depend on the cost of the watch.

Also, check you PM's

Did check my PM's, thanks alot for your advices, I will consider it.

I never know that Exchange fees will be that's high, may be you are not in US so they will

Exchange from your Currency to USD ==> Then Exchange from USD ==> TD Currency (China CNY) and charge the FEE TWICE?

 

[SCShrek]

I am in South Carolina. There was the exchange fee on my end and then a fee with the TD's bank. I wasnt charged a double exchange rate.

 

[mottykytu]

I am in South Carolina. There was the exchange fee on my end and then a fee with the TD's bank. I wasnt charged a double exchange rate.

I will check with TD before hand,

The point is that you are in US, You pay by USD, The Price in their website it also in USD In what way your BANK can charge you the EXchange Fee I do not know... ( I can understand TD'S bank exchange USD ==> CYN)

P/S: Or may be you not mean currency exchange fee but the Transaction Fee??? But then what is the point of Credit Card if we have to pay transaction fee (Same as Bank Wire)? That make me confuse alot

 

[ScousePete]

The one time I used a credit card with a TD I was charged an additional $50. I am in the US, the credit card I used does not charge foreign transaction fees. There should not have been any additional charges. When I brought it up with the TD they shrugged their shoulders and said there was nothing they could do. "Transaction fees, out of our control, blah, blah"

If I do buy from a TD (I much prefer M2M instead now) I pay by WU, some of them offer a discount.

 

[rj999]

If you're really worried about the odd $50-60 variance, then the rep game is probably not for you!

 

[mottykytu]

If you're really worried about the odd $50-60 variance, then the rep game is probably not for you!

Why not? Why shouldn't I worry about $50-60 ? Why the Rep game is not for me? Money is Money, hard earn, Should carefully pay for what is worth not for something do not deserve ...!

 

[Hinclimincli]

If you're really worried about the odd $50-60 variance, then the rep game is probably not for you!

Nice. Then please send me $50 every time you buy a replica. Cheers!

Looking to minimise costs is a 100% legitimate (and very reasonable) concern.

To the OP: most TDs accept bank transfer via Transferwise or Revolut. You can set up an account with any of them two for free and its actually quite handy. Also, most TDs offer between 5% and 8% discount on bank transfer as it's cheaper for them too.

 

[Raddave]

its the CC Processors laundering fee basically