Tim, It is good to hear you are ok. Many were genuinely concerned about your welfare. Sorry to hear of what must have been the most harrowing experience imagineable. Our "hobby" is indeed one that can and does have consequences, when engaged at the level you were. It is a very honorable gesture for you to attempt to remiburse those who lost something, and I hope that those who did lose funds will understand what a nightmare you went through to support other collectors for what seems to be not much profit, but more goodwill. Welcome back.