Every time I get the itch to buy a new REP, I get two or three at a time, and each and every time I do, my credit card company contacts me, like I have committed some type of fraud or something!!! Does that ever happen to you? :thinking:
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Does this ever happen to you?
- Thread starter believer123
- Start date
The few times I have tried to purchased reps has always been in the early hours, and my card has always been declined even though I complete all the verification procedures. The next morning I will get a call from the bank and have to confirm that I indeed attempted the transaction. It is then allowed to proceed!
I guess the banks are just being overly cautious and it is after all in my best interest, so I will just live with it.
I guess the banks are just being overly cautious and it is after all in my best interest, so I will just live with it.
majwilliams
Active Member
Lol, my bank will question a rep purchase but than at the same time allow someone in mexico to charge almost $2k without so much as a phone call. Leaving me quite perplexed..
I get called all the time as I use a U.S. Bank and work and live in Asia. It's a hassle making purchases over $300 on anything. When I'm in the Philippines or Thailand I have to call the bank in advance and tell them that I'm traveling.
A few years ago someone hacked my ebay and paypal accounts and made lots of "instant payments" totalling nearly £1k over a few weeks. At the time my 13 month old son was in hospital having a bone marrow transplant so I didn't notice the transactions for a few months. It took a while to get all the money back and I was booted from Ebay/Paypal as a result. As a result of this my bank does tend to query alot of my online transactions whether overseas or not.
Yes, but only if the spending/purchasing transaction is not part of a typical "pattern" of charges. E.G. When our card company came across a $7k transaction -- not a typical purchasing pattern -- and esp. coming from a foreign country -- the bank was quick to make an inquiry about it. Actually, with the prevalence of ID theft & fraud, my wife and I appreciated that very much.
dave
btw: the $7k was for my gen Rolex TT DateJust w/jubilee bracelet (in avatar). AND, No, I'm NOT bragging... .:thud:
dave
btw: the $7k was for my gen Rolex TT DateJust w/jubilee bracelet (in avatar). AND, No, I'm NOT bragging... .:thud: