I don't like kicking people when they are down. This said you owe people. If you have spent they money already (foolish to spend money before you ensure the transaction is complete), perhaps you can offer an alternative form of restitution? Don't know what you own still, but perhaps you can list out options and offer them in leau of money to those who you owe? Not suggesting anyone send you additional money, but you send an alternative piece (s). Not an ideal option, but if your situation is true, it's a possible alternative method for resolution?