You are missing the point entirely. When did
trustytime complain about the chargeback? This is a brig thread for the person who did the chargebacks. It affects ALL of us who use TD's and prefer to pay using mainstream methods, if chargebacks like this occur too frequently then the TD revokes out PRIVILEGE to pay using a mainstread method and goes back to asking for payment in their preferred way that protects them, this is a courtesy to us nothing more. You are here to stir shit yet have no idea what you are spewing, simmer down.