- 21/2/16
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It’s alright, OP. You will eventually get it. The more you read here, the more you will understand the nuanced terms members use. And how TD’s claims are mostly just that: claims. Some TD’s, like the one you mentioned, cannot be accused of being always accurate nor always truthful. All TD’s are marketers, so take their info with caution.
And welcome to RWI.
And welcome to RWI.