Unauthorized credit card charged

[TudorMonkey]

I start this thread just to warn people to be careful with using your credit cards, even when it's a TD (so what?).
I will not name the TD here.

So I have a master card (for some reason only MasterCard works on this TD website) that was only used to buy reps from this TD.
Note: this card was never used to buy from anywhere else. Only place it has been to was this TD's website.

So 3 days ago, I noticed this card was charged CNY 800 by a China company. I did not make any payment with this card. The last time I used this card to buy rep was a month ago.
Immediately I called my bank to cancel this card and dispute the amount.

Now, I'm not accusing that the TD charged me fraudulently because I have no proof (it could also be other real criminals too), but I cannot deny the fact that they are the biggest suspect. Why they charged CNY 800 instead or CNY 80,000, that's also beyond me. Maybe it was a genuine mistake.

But my point is, check your statements regularly, and be careful where you input your credit card details.

Cheers and happy xmas shopping guys.

 

[Princewilliam]

My card was skimmed last week, 5 attempted transactions from Shenzen China, only 1 of $150 went through

The only time I have ever used this card for an international transaction is with a well known TD, the card is only 4 months old. I can count on 2 hands the amount of times it’s been used at all


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[preppyr6]

Its not full proof, but make sure when you're checking out that the site isnt a scam (i.e. not a TD) and that it is secure (i.e. HTTPS). Best I can say is, if it isnt HTTPS, then keep an extra-close eye on your transactions.

I'd also say nearly every major financial services company today has built-in fraud protection (if it doesnt, then its not a card worth having). I've had fraud charges before, I don't lose sleep over it. It's just a very minor hassle to get the card number reissued. Same outlook applies to debit cards.

 

[Tucker]

It not the TD but the credit card processing entity. These are illegal goods. They need a credit card processing company who will assist in processing payments for illegal goods. Don’t pay by credit card.

 

[Princewilliam]

Yeah I’m not blaming the TD, all part of the game.

Specsavers skimmed my grandads card once, he had used it just 1 time ever, they caught the staff member that did it, unlucky haha


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[nipe]

Why are people still dumb enough to use their CC cards on TD websites.

I think that RWI should also take 'some' responsibility in providing a fair warning for using credit-cards to process these illegal payments. For the past 2 years I have repeatedly warned people in these CC-threads that when they're processing payments (on most TD websites) that they are not using any secure forms. Anyone working the TD website can fully see the entire CC-details and use it as they'd please. It's also incredibly vulnerable to any entry-hacker setting up a sniffer and just grabbing your CC information off the site.

A regular CC-payment gateway would encrypt most numbers and only leave 4 digits visible to shopkeepers (for confirmation purposes). Most TD sites receive the entire number and then process it on their end.

Would I want to send my CC information sent across the world unsecured, to some illegal operation in china selling counterfeit items? Nah, probably not. It's WU/BTC/BT for me.