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Well, my life may as well be ruined

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    Well, my life may as well be ruined

    CapitalOne wants my money badly enough they are gonna railroad me in the county court so I have to pay them regardless of if I have the money or not (news flash, I dont have thousands of $ sitting around) , they may be able to take food out of my stomach, turn off my Electricity and heat and force me into homelessness; but they will never be able to take away my voice.

    if that's how they want it I will blast them all over social media.

    #2
    What happened? You owed them some money?


    Sent from my iPhone using RWI
    https://secure-ds.serving-sys.com/Bu...tch/index.html

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      #3
      Originally posted by efajri View Post
      What happened? You owed them some money?


      Sent from my iPhone using RWI
      I was keeping up with the credit card for a while, then a vacation and a diet pill scam maxed it out.

      then the company I previously worked for cut out overtime and I had no extra money to pay the credit card with.

      they didn't even take the $400 off from the diet pill scam (long term anyways, it was off the account for a day or two and then added back on, I didn't it get the diet pills and I disputed it to no avail.)

      let that sink in and quietly laugh at how stupid I am.

      and now since I stopped letting them harass me on a daily basis by calling me and I finally got a better job they are railroading me in the county court so I have to pay $2300 that should of been $1400, did I mention how much of a fool I am?

      and I know this will soon be on .BZ so they can laugh at me too.

      Comment


        #4
        Just show up to all the court dates & plead your case. Cobble together 50% of the original principal and offer it as a settlement. If they don't settle, show up to the trial & do your best.

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          #5
          So let me see if I got this right you maxed out your CC, by taking a vacation on said CC, using it as if it was free cash for diet pills, allowed yourself a budget that required you to work overtime just to cover the minimum payments and since you were no longer working overtime got behind on the payments and captialone is to blame?


          Nope you are to blame and you do owe the money period

          Sent from my SM-G955U using Tapatalk


          Last edited by xj4sonx; 19-12-18, 00:13.
          For all that is good in the world read the sales rules BEFORE making a sale

          sub4me You should buy from TxThrob, he has his own thread here.

          Comment


            #6
            Damn paycheck to paycheck mofos! Lol


            I've gotten burned over Cheryl Tiegs,
            Blown up for Raquel Welch.
            But when I wind up in the hay it's only hay, Hey Hey

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              #7
              When you play, you gotta pay !

              Money management skills are essential in this thing we call life.
              Live your life with Honor and Fear nothing

              Comment


                #8
                Are you 18? Is this your first credit card? Because even then that would be no excuse.

                Come on mate, it sounds like you asked Capital One to dig you a hole 6 feet deep and now you cant afford to pay for your own grave.

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                  #9
                  my bonus was your annual salary x5 but i still don't have a credit card -- someone steals your identity or runs a train on your card then you're fucked

                  at least you still have your reps

                  Comment


                    #10
                    I just have nothing good to say!
                    The Kakaka! King
                    RWI Supporter
                    RWG VIP/Supporter

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                      #11
                      I didn't purposely pay $400 for diet pills, my retarded self fell for a "trial" then I got sent a month of diet pills and charged $400 for it, then I didn't even get the diet pills and still I'm asked to pay for it.

                      I know I'm extremely stupid, you ain't gotta point that out.

                      I was given a notice they were about to rape me in the court room, but it is still rape.

                      at least they could have paid for a nice dinner, a bottle of alcohol, and some lube before they fucked me over the judges desk.

                      like I said, go ahead and laugh at me, I know everybody wants to.

                      Comment


                        #12
                        First of all, every credit card company is always on the buyers side. If you disputed the charge and provided the proper documentation within 90 days they would have had no problem siding with you.
                        You are on a replica watch forum complaining about a credit card you maxed out yourself. Aside from your $400 diet blunder, the card was still $400 away from being maxed out, and you're taking vacations on a card you know you're not paying off. Why use a credit card if you can't pay it off in it's entirety every month? You need better financial habits mate. Go read a self-help book or something my friend, we can't help you.

                        Comment


                          #13
                          I did everything they asked for way before 90 days, they took the charge off, and then almost immediately reapplied it.

                          I'm not asking for money, a little understanding would be nice; but if you aren't gonna do that, then at least use me as a source of laughter because I'm apparently born to suffer.

                          my whole life is meant to be shit and I hope I just dont wake up sooner rather than later.

                          Comment


                            #14
                            Understanding is all your asking?

                            Your CCcompany is asking for understanding as well fluffy. They are asking for you to understand you are obligated to repay the money plus interest its pretty simple

                            Edit to add more....
                            The fact you are now being sued means this didn't happen a month or 2 ago. How long have you been stiffing CapitalOne? The fact you needed overtime pay to cover you CC payment is sad. Why in the hell would you use a CC at what I am going to guess subprime interest rates to cover a "luxury" like a vacation or diet pills when you can't even make minimum payments towards it. Priorities. If you cant pay for your minimum payments how do you expect to pay for a vacation. If your income is thin why plan a vacation and then use a card you cant afford to "pay" for it

                            Sent from my SM-G955U using Tapatalk



                            Last edited by xj4sonx; 19-12-18, 02:24.
                            For all that is good in the world read the sales rules BEFORE making a sale

                            sub4me You should buy from TxThrob, he has his own thread here.

                            Comment


                              #15
                              He would rather complain and whine to a bunch of grown men who actually take care of their responsibilities. Nobody is laughing, it's just sad that you're playing the victim.

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